As a physician in Canada (excluding Quebec), you're focused on delivering exceptional care while managing a growing and complex financial life. One of the most overlooked but powerful strategies to build, protect, and transfer wealth over time is using a holding company. At Imperial Lifestyle Management, we work exclusively with medical professionals to develop [...]
As a Canadian physician preparing to welcome a new child, you’re not only entering a new chapter in life — you’re also navigating how to manage your finances and professional responsibilities during an extended leave. For incorporated physicians, the stakes are even higher, and the strategy more nuanced. At Imperial Lifestyle Management, we specialize [...]
A Financial Planning Lens by Imperial Lifestyle Management At Imperial Lifestyle Management, we know that true wealth isn’t just about earnings — it’s about strategic financial decisions. For incorporated family physicians across Canada, understanding which deductions are available — and which ones are often overlooked — is key to protecting both corporate and personal [...]
As a high-earning physician approaching retirement, the financial decisions you make today will shape your income, lifestyle, and legacy for decades to come. While tools like RRSPs and TFSAs have been effective through the accumulation years, they are only part of a much larger picture. At Imperial Lifestyle Management, we understand that medical professionals [...]
As the calendar year draws to a close, it’s not just festive obligations that deserve your attention — it’s also a critical window to evaluate your corporation’s financial performance and position yourself for long-term success. For incorporated physicians in Ontario, this season is a prime opportunity to strengthen your overall financial foundation—not just minimize [...]
As a high-income Canadian medical professional, deciding how to grow and preserve your wealth isn’t just about choosing between real estate or market investing — it’s about aligning your financial decisions with your lifestyle, long-term goals, and risk tolerance. Let’s break down two of the most common wealth-building vehicles: real estate and portfolio investing [...]
Strategic Wealth Planning for Medical Professionals – October 2025 As we approach the final quarter of 2025, now is the ideal time for Canadian physicians—particularly those operating through a professional corporation—to reassess their retirement strategy. Beyond RRSPs and TFSAs, incorporation opens the door to advanced financial planning strategies that help maximize long-term wealth and [...]
Burnout among medical professionals is more common than many will admit — and for some, stepping back through a sabbatical may be the smartest path to regaining balance. However, taking time away from your clinical duties comes with serious financial implications, especially when it comes to cash flow, incorporation strategy, and wealth management. If [...]
Major tax reform is approaching. If you’re a physician who integrates charitable giving, capital gains, or flow-through shares into your financial strategy, the changes to Canada’s Alternative Minimum Tax (AMT) system may significantly affect your bottom line. Coming into effect in 2026, these AMT updates are designed to target high-income earners who use legitimate, [...]
How to Shield Wealth, Reduce Tax Exposure & Build Long-Term Financial Security If you’re an incorporated physician in Canada, you’ve already taken an important step toward optimizing your financial future. But there’s another layer of sophistication available—often underused by medical professionals: the holding company. For doctors operating in Ontario, Alberta, British Columbia, Saskatchewan, or [...]
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