As a high-income Canadian medical professional, deciding how to grow and preserve your wealth isn’t just about choosing between real estate or market investing — it’s about aligning your financial decisions with your lifestyle, long-term goals, and risk tolerance. Let’s break down two of the most common wealth-building vehicles: real estate and portfolio investing [...]
Strategic Wealth Planning for Medical Professionals – October 2025 As we approach the final quarter of 2025, now is the ideal time for Canadian physicians—particularly those operating through a professional corporation—to reassess their retirement strategy. Beyond RRSPs and TFSAs, incorporation opens the door to advanced financial planning strategies that help maximize long-term wealth and [...]
Burnout among medical professionals is more common than many will admit — and for some, stepping back through a sabbatical may be the smartest path to regaining balance. However, taking time away from your clinical duties comes with serious financial implications, especially when it comes to cash flow, incorporation strategy, and wealth management. If [...]
Major tax reform is approaching. If you’re a physician who integrates charitable giving, capital gains, or flow-through shares into your financial strategy, the changes to Canada’s Alternative Minimum Tax (AMT) system may significantly affect your bottom line. Coming into effect in 2026, these AMT updates are designed to target high-income earners who use legitimate, [...]
How to Shield Wealth, Reduce Tax Exposure & Build Long-Term Financial Security If you’re an incorporated physician in Canada, you’ve already taken an important step toward optimizing your financial future. But there’s another layer of sophistication available—often underused by medical professionals: the holding company. For doctors operating in Ontario, Alberta, British Columbia, Saskatchewan, or [...]
Self-directed investing promises simplicity: sleek apps, low fees, and the intoxicating thrill of calling your own financial shots. For high-performing professionals like physicians, the independence is appealing. But beneath the surface of those savings lies a quiet storm—one that slowly erodes wealth through overlooked tax traps, missed planning opportunities, and human error. At Imperial [...]
Many physicians assume their annual tax bill is just a cost of success — inevitable, immovable. But with proactive financial planning, that assumption doesn’t hold. There are powerful, legal strategies that help you keep more of your income while building long-term financial strength. At Imperial Lifestyle Management, we offer integrated planning for Canada’s doctors [...]
Stay Ahead. Save More. Stress Less. Between demanding clinical schedules and running a practice, financial planning often takes a back seat. But with 2025 on the horizon, now is the right time to align your strategy. Thoughtful, proactive planning not only minimizes taxes — it helps physicians secure long-term financial stability. At Imperial Lifestyle [...]
For medical professionals in Ontario, managing wealth isn’t just about income — it’s about what you keep, how you grow it, and how strategically you structure your financial life. As a high-income earner, understanding how Ontario’s tax brackets interact with your personal and corporate finances is the foundation for sophisticated financial planning. Your tax [...]
Self-directed investing promises simplicity: sleek apps, low fees, and the intoxicating thrill of calling your own financial shots. For high-performing professionals like physicians, the independence is appealing. But beneath the surface of those savings lies a quiet storm—one that slowly erodes wealth through overlooked tax traps, missed planning opportunities, and human error. At Imperial [...]
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