Monthly Archives: July 2025

A Cautionary Tale Part 1: The Long-Term Cost of Self-Investing for Doctors

2025-10-01T01:16:26-04:00

Self-directed investing promises simplicity: sleek apps, low fees, and the intoxicating thrill of calling your own financial shots. For high-performing professionals like physicians, the independence is appealing. But beneath the surface of those savings lies a quiet storm—one that slowly erodes wealth through overlooked tax traps, missed planning opportunities, and human error. At Imperial [...]

A Cautionary Tale Part 1: The Long-Term Cost of Self-Investing for Doctors2025-10-01T01:16:26-04:00

Turn Your Tax Refund Into a Financial Advantage: 5 Smart Strategies for Physicians

2025-10-01T01:16:08-04:00

For physicians, a tax refund isn’t just a pleasant surprise — it’s a powerful financial lever. Amidst demanding clinical hours, administrative duties, and long-term planning, this annual return can serve as a strategic opportunity to accelerate your goals. Whether you're just starting your medical journey or already running a thriving practice, here are five [...]

Turn Your Tax Refund Into a Financial Advantage: 5 Smart Strategies for Physicians2025-10-01T01:16:08-04:00

Should You Pay Yourself Salary, Dividends, or Both? A Physician’s Guide to Compensation in Canada

2025-10-01T01:15:51-04:00

Incorporation opens the door to advanced financial strategies for Canadian physicians — but one of the most critical decisions you’ll face is how to draw income from your professional corporation. Should you pay yourself a salary, take dividends, or adopt a blended strategy? Each path carries distinct implications for taxes, retirement planning, and cash [...]

Should You Pay Yourself Salary, Dividends, or Both? A Physician’s Guide to Compensation in Canada2025-10-01T01:15:51-04:00

Understanding HOOPP: Stability with a Long-Term Horizon

2025-10-01T01:15:28-04:00

Retirement isn’t just a milestone — it’s a lifestyle decision. For incorporated physicians, it’s about building a future that reflects the discipline and sacrifice of your career. At Imperial Lifestyle Management, we understand that choosing the right retirement vehicle isn’t a simple numbers game. It’s about aligning your long-term financial strategy with the life [...]

Understanding HOOPP: Stability with a Long-Term Horizon2025-10-01T01:15:28-04:00

Financial Planning Mistakes We See New Doctors Make — And How to Avoid Them

2025-10-01T01:15:09-04:00

Stepping into practice as a newly licensed physician is a milestone of ambition and dedication. Yet, as income rises and life gets more complex, managing that success demands more than clinical excellence—it requires thoughtful financial planning. At Imperial Lifestyle Management, we've guided hundreds of physicians through the crucial early stages of their financial journey. [...]

Financial Planning Mistakes We See New Doctors Make — And How to Avoid Them2025-10-01T01:15:09-04:00
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